Buyers Beware! These Common Title Issues Can Delay Your Closing
It’s not uncommon for title issues to arise during closing, causing delays and an avalanche of legal headaches. The process of buying or selling real estate can be both exciting and stressful. Ideally, both property owners and buyers want to ensure the transaction is free from encumbrances or legal issues. Unfortunately, ...
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Closing Costs: What Are They and How Much Can You Expect to Pay?
Closing costs are due at the completion of a real estate transaction, in addition to the property’s purchase price. When shopping for a new home, most people pay close attention to the price of the property and the monthly mortgage amount. But closing costs have to be figured into the equation, ...
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Navigating the Cannabis Real Estate Landscape? Here are Four Important Things to Know
The laws and regulations surrounding cannabis real estate transactions are evolving at a rapid pace. Certified Title has the information you need. Do you have clients who are looking to buy or refinance cannabis real estate? The constantly changing and often conflicting laws surrounding medical and recreational marijuana have had a ...
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Ordering Title Insurance? Do These Five Things for a Faster, Easier Closing and Settlement
When you’re ordering title insurance, knowing the ins and outs ahead of time can streamline your closing and settlement. Real estate transactions are often complex dealings, filled with paperwork and required tasks. Ordering title insurance is among those necessary steps and it’s one that pays to learn about. That’s because ordering ...
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What’s The Difference Between a Real Estate Agent and a Broker? Check Out These Five Important Facts
If you’re planning to buy or sell a home, learning the difference between a real estate agent and a broker is a smart move. Real estate agents and brokers are industry professionals who help their clients navigate the complex home sales or purchase process. If you are considering buying or selling ...
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What is a Title Commitment? Five Essential Facts Every Home Buyer Should Know
Careful examination of the title commitment up front can save home buyers from unwelcome surprises down the road. Real estate transactions involve numerous documents, and they can be confusing to those who are new to the process. One such document is the title commitment, also called the ‘title binder’ or ‘preliminary ...
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Six Common First-Time Home Buyer Mistakes and How to Avoid Them
First-time home buyer mistakes are common, and while many are minor, some can be downright disastrous. Buying a first home is exhilarating. For many people, it represents the culmination of a lifelong dream. But the road to homeownership isn’t always straightforward. It is often filled with complications and missteps that prove ...
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What Credit Score is Required to Buy a House in 2023? Here’s What You Need to Know
If you’re a first-time home buyer, you may worry that your credit score is too low to purchase a home. While you’ll need a credit score of 620 or higher to buy a house with a conventional loan in 2023, many other types of mortgage loans are available and their ...
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